HSK 1
Wǒ xiànzài méiyǒu qián còushǒu.
I don't have any money on hand right now.
HSK 5
Gōngjù jiù fàng zài còushǒu de dìfang.
The tools are kept somewhere handy.
HSK 6
Tā xūyào wǔwàn kuài, dàn yìshí bú còushǒu.
He needs fifty thousand yuan but can't lay hands on it right now.